Social Security Identity Theft
With each type of identity theft, it can be noted that the social security number is the common element. If an individual with the wrong intentions has your name and SSN, he or she can easily steal your identity. Social security identity theft occurs when someone uses your social security to obtain employment or avoid paying taxes. This can happen to anyone at any time. You may not even know you are a victim until, in the case of financial ID theft, you are refused credit or begin receiving creditor calls. In many social security number ID theft cases, people complained that they did not even know their social security number was being used by someone else until the IRS contacted them for not reporting income (earned by the ID thief) on their tax returns.
If you are concerned about all the social security identity theft happening in the USA, here are some points you may find of interest:
- Your Social Security Number is confidential
- How can someone steal my social security number?
- What to do if you think someone else might be using your SSN
Your Social Security Number is Confidential
Always keep in mind that your Social Security Number is yours alone. Nobody should have the right to use your number; it is your identity,and you may get in trouble if it falls into the wrong hand.The Social Security Administration is there to safeguard your personal information carefully. You should always think twice before giving out your SSN to anyone. When asked for your SSN, ask why it is needed, how it will be used, and what the consequences will be if you refuse to share your number. Once you get all your answers, you can determine if you are comfortable sharing your SSN.
How Can Someone Steal My Social Security Number?
At Legal Yogi, we understand that Identity thieves are extremely crafty. They can get your SSNby stealing your purse or wallet, or even the mail from your mailbox or trash. This usually happens in cases of pre-approved credit card offers, bank statements, credit card bills, new checks, and tax information such as W2 forms. Many fake websites resemble an authentic site to get your personal information when you fill out forms or subscribe to a service online. Identity thieves can easily steal your personnel records at work by breaking into your home for information, rummaging through your trash, posing as a legitimate person such as a landlord calling or emailing to ask for information.
What to do if You Think Someone Else Might Be Using Your SSN
If you suspect someone is using your SSN, you should contact the Social Security Administration office in your area immediately. They will revise your earnings to see if someone else has reported earnings under your SSN. You can even view your Social Security Earnings Statement to check for yourself. You can request for the form SSA-7005 to be sent to you by calling: 1-800-772-1213. If it is determined that someone else has been using your SSN, you must inform the Federal Trade Commission at 1-877-IDTHEFT. They will provide you with the information you need about filing a social security theft report. You should also call the IRS Identity Protection Unit at 1-800-908-4490 and ask them to monitor your credit report periodically.