Protect Yourself from Identity Theft Today
Identity theft is the fastest-growing in the US. Each year, over ten million Americans become victims of identity theft, yet most of us don’t know what or who these thieves target, neither do weknow how to protect ourselves. Hence, implementing the proper steps to prevent identity theft is a huge concern. Identity thieves aim to steal names and addresses, bank account information, personal identification numbers like social security, driver’s license, credit card, and other personal information. With so many fraud cases taking place, it’s no wonder why an increasing number of people are looking for information on how to stop identity theft and how to recover from the loss once you have been victimized.
If you want to prevent identity theft in the USA, you must keep yourself informed, and Legal Yogi can help. We can provide you with all the information you could possibly need to learn how to avoid identity theft and protect your financial stability.
What Identity Thieves Do with Your Information
As far as finances are concerned, identity thieves can literally impersonate you to the extent that they actually become “you.” Some identity thieves can be called financial joy riders who steal a car and then just enjoy its benefits. They often go on spending sprees, obtain new credit from the bank, get cell phone accounts, or even open bank accounts, and start writing checks. They want to get their hands on as many things as possible in the shortest time. The other kind of identity thieves is more sophisticated. They are plan for the long term. They can apply for driver’s licenses, open bank accounts, get loans, or even declare bankruptcy. We all want to stop identity theft once and for all. This can affect every facet of your life when in the hands of the wrong person, and identity theft prevention is essential to ensure this does not happen to you.
Easy Things You Can Do to Prevent Identity Theft
- Keep things like debit cards, passports, credit cards, social security cards, or your checkbook with you ONLY when you need them.
- Be careful with PIN numbers and passwords. Unfortunately, thieves are often someone you know, and you make it easy for them to steal from you if you use your dog’s name, your child’s birthday, or something similar to your PIN or password.
- Shred any paper with your account numbers on it.
- Request to be removedfrom the public directories like whitepages.com or Information America.
- Secure your information by installing a firewall on your computer
- Don’t email confidential information over the internet.
- Keep track of your credit score, and immediately report unauthorized activity.
- Prevent identity theft online by ensuring the security seal is there, and the URL begins with https.
How to Recover from Identity Theft
If you suspect an identity thief is victimizing you, take these steps immediately:
- Review your credit report
- Inform all 3 major credit reporting agencies about the fraud and ask that a fraud alert (which will prevent any new credit from being issued without your approval) be issued for your account.
- Do your research. Get in touch with every company, which you believe you might have been victimized and explain to the fraud department what has happened.
- Report the theft. Contact your local police or the police in the area the crime took place and speak with someone in the fraud department. Be sure to get a copy of any police reports because you are likely to need them later.
- Get everything in writing. Take notes that include the names and positions of anyone you speak with. Be meticulous. Your financial future is at stake. Keep track of how much time you spend and any time missed from work as a result of this crime. If the perpetrators are caught, you can be reimbursed for all of this.
- Contact the Federal Trade Commission: 1-877-382-4357 (The FTC is the federal clearinghouse for victims of identity theft).
If you are in search of prevent identity theft services, Legal Yogi is perfect for you. With our help, you can stop identity theft before it begins by becoming a member of an identity protection group. When your financial future is at stake, you must act quickly before it gets too late.